My home was hit by the storm tonight. What should I do first?

Stay safe and stay inside until the warning is lifted. Once it's safe, take ground-level photos of any visible roof, gutter, fence, or siding damage. Do not climb on the roof. Call DKG Roofing at (940) 497-2833 for a free inspection — we'll document the damage properly for your insurance company.

Will my homeowners insurance cover storm damage to my roof?

In Texas, most standard homeowners insurance policies cover sudden damage from wind, hail, and tornadoes. Coverage depends on your policy, deductible, and whether you have an actual cash value (ACV) or replacement cost value (RCV) policy. We work with major Texas carriers and meet your adjuster on-site.

How long do I have to file a storm damage claim in Texas?

Most Texas insurance policies require you to file a claim within one year of the date of loss, though many recommend filing within 30–60 days. Don't wait — damage can worsen and storm-event evidence becomes harder to prove over time.

What counties does DKG Roofing serve for storm damage?

We serve homeowners and businesses across our 8 core North Texas counties: Denton, Collin, Dallas, Tarrant, Parker, Wise, Cooke, and Grayson.

Do you offer free roof inspections after a storm?

Yes. Free, no-obligation roof inspections are part of our standard service. We'll document any damage with photos and a written report you can submit to your insurance company.

A door-knocker showed up offering to do my roof. Should I sign with them?

Be cautious. After major storms, out-of-state "storm chasers" flood the area, sign homeowners to high-pressure contracts, and often disappear before warranty issues arise. Always verify a contractor is local, insured, and BBB-accredited. DKG Roofing is veteran-owned, family-operated, and based in Aledo, TX.

How long does an insurance roof replacement take?

Once your claim is approved and materials are ordered, most residential roof replacements take 1–3 days of on-site work. The full process from inspection to completion typically runs 2–6 weeks depending on insurance approval timing and material availability.

What's the difference between hail damage and wind damage on a roof?

Hail damage typically shows as bruised, dented, or pitted shingles with granule loss. Wind damage shows as lifted, creased, or missing shingles, exposed nails, or torn flashing. Both qualify for insurance claims when documented properly. DKG Roofing inspectors are trained to identify and document both.

Do you handle commercial roofing claims too?

Yes. We work with property managers, retail operators, real estate investors, and commercial facilities teams across Texas. We handle flat, low-slope, metal, and modified-bitumen systems for warehouses, retail centers, multi-family properties, and office buildings.

How fast can DKG Roofing get an emergency tarp on my roof?

During active storm events we mobilize emergency tarping crews within 24 hours of your call, and often same-day for active leaks. Tarps are anchored with battens (not just nails through shingles) so they hold through follow-on weather and stay watertight for 30–90 days while your insurance claim is processed.

What should I do right now if my roof is actively leaking?

1) Move furniture and electronics out of the drip zone. 2) Place buckets and lay down towels. 3) If safe, poke a small hole in any sagging ceiling bulge to release trapped water into a bucket — this prevents a larger collapse. 4) Take photos and video of every affected room. 5) Call DKG Roofing at (940) 497-2833 — we'll dispatch an emergency tarp and document the source for your claim.

What documentation does my insurance company need for a storm damage claim?

Insurers typically need: date of loss, ground-level photos of exterior damage, interior photos of any leaks or water staining, a contractor's written inspection report with itemized damage, and the contractor's estimate. DKG Roofing provides a complete photo-documented report and itemized scope written in Xactimate (the same software adjusters use) so claims move through faster with fewer denials.

Should I file the insurance claim before or after I get a roof inspection?

Get the inspection first. A free DKG Roofing inspection tells you whether the damage actually meets your deductible — filing a claim with no qualifying damage can count against your policy without producing a payout. We'll only recommend filing when there's clear, documentable storm damage that exceeds your deductible.

What if the insurance adjuster denies my storm damage claim?

Denials are often reversed on appeal. We'll meet your adjuster on the roof for a re-inspection, walk them through every damaged area with photos and code references, and submit a supplement with documentation the original adjuster missed. Most denials we appeal are partially or fully overturned.

Will filing a storm damage claim raise my homeowners insurance premium?

In Texas, weather-related claims (hail, wind, tornado) are generally treated as 'acts of God' and don't directly raise your individual premium the way an at-fault claim would. However, area-wide storm losses can affect regional rates over time. Not filing a legitimate claim, on the other hand, leaves you paying for damage out of pocket — premiums you've already paid for years.

Can I stay in my home during a storm-damage roof replacement?

Yes. Roof replacements are exterior work — there's no reason to leave the house. Expect noise from 7am to early evening for 1–3 days. We tarp landscaping, magnetically sweep the yard for nails at the end of each day, and haul away all debris. Pets are usually fine indoors with normal precautions.

What makes DKG Roofing different from other contractors?

We're veteran-owned, family-operated, and serve North Texas. We're not a storm-chasing out-of-state crew — we're your neighbors. We handle your insurance claim from documentation to final invoice, and we stand behind our work with a written 1-year workmanship warranty on our labor.

North Texas Storm Damage Roof Repair Free Inspections & Insurance Claims

Hail, wind, and tornado damage across DFW and North Texas. Free roof inspections, 24-hour emergency tarping, full photo documentation, and we meet your insurance adjuster on-site.

Free InspectionsEmergency TarpingPhoto DocumentationInsurance Adjuster Meeting Support

No obligation • Fast response

Calls answered 24/7 — after-hours emergencies reach our team directly. We often inspect the same day.

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Fill out the form — calls answered 24/7 and we often inspect the same day.

Not sure what you need? Select 'Inspection' — we'll take it from there.

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Insurance Claim SupportWe meet your adjuster
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Storm Response

Hit by a Storm? Here's What to Do Next.

Severe weather across North and Northeast Texas can cause hidden roof damage long before a leak appears inside the home. Bruised shingles, lifted flashing, granule loss, and torn underlayment all qualify for insurance claims — but only when documented properly.

DKG Roofing has documented storm damage and walked homeowners through the insurance process across DFW and North Texas. Our crews mobilize within 24 hours for emergency tarping and free, no-obligation inspections. When wind or falling limbs reach the framing under the deck, the fix is roof truss repair rather than surface patching.

DKG roofing crew working on a residential job site

Free Inspection

We walk the roof and tell you exactly what we found.

Emergency Tarping

Within 24 hours of severe storm events.

Insurance Claim Help

We meet adjusters on-site and file the paperwork.

Where We Respond

Storm-Active Counties Across DFW & North Texas

DKG Roofing actively responds to severe weather events across our entire service area. Visit our full service areas directory to see every city and county we cover, or jump directly to your county below for local storm response details.

Storm Response Quick Answers

What North Texas Homeowners Ask After a Storm

What should I do first after hail or wind damage?

Stay inside until the weather passes, then take ground-level photos of your roof, gutters, fence, siding, and any interior leaks. Do not climb on the roof. Call DKG Roofing at (940) 497-2833 for a free inspection — we document the damage properly so your insurance claim starts on solid ground.

Can roof damage be hidden after a storm?

Yes. Hail and wind often leave bruised shingles, granule loss, lifted flashing, and torn underlayment that aren't visible from the ground and may not leak for months. By the time water shows up inside the house, the storm-event evidence is harder to prove. A free post-storm inspection catches hidden damage while it still qualifies for an insurance claim.

Do you provide emergency tarping?

Yes. DKG Roofing crews mobilize emergency tarping within 24 hours of your call, and often same-day for active leaks. Tarps are battened down (not just nailed through shingles) so they hold through follow-on storms and stay watertight for 30–90 days while your insurance claim is processed.

Will DKG Roofing meet my insurance adjuster?

Yes — we strongly recommend it. A DKG project manager meets your adjuster on-site, walks them through every damaged area with our photo documentation, and references building code where it applies. Adjuster meetings consistently produce more complete scopes and fewer denials than letting the adjuster inspect alone.

How fast can you inspect my roof?

During active storm weeks we schedule most free inspections within 24–72 hours, and same-day for active leaks or emergency tarping requests. Call (940) 497-2833 or request a free inspection online — we serve homeowners across DFW, Denton County, and 20+ North and Northeast Texas counties.

Do you inspect commercial roofs?

Yes. DKG Roofing inspects flat, low-slope, metal, modified-bitumen, and shingle commercial systems for property managers, retail operators, multi-family owners, warehouses, and office buildings. Commercial inspections include photo documentation and an Xactimate-format scope your insurer or asset manager can act on directly.

Storm Damage & Insurance Claims FAQ

Frequently Asked Questions About Storm Damage and Roof Insurance Claims

The exact questions homeowners ask after a storm — answered by a veteran-owned, North Texas roofing team on local roofs.

Storm hit your home? We can be on-site within 24 hours.

Free inspection, photo documentation for your insurer, and emergency tarping — all from a veteran-owned local team.

Texas — North

Texas — East / Central

North Texas Storm Damage Roof Repair Free Inspections & Insurance Claims

Get Your Free Inspection

Hit by a Storm? Here's What to Do Next.

Free Inspection

Emergency Tarping

Insurance Claim Help

Storm-Active Counties Across DFW & North Texas

What North Texas Homeowners Ask After a Storm

What should I do first after hail or wind damage?

Can roof damage be hidden after a storm?

Do you provide emergency tarping?

Will DKG Roofing meet my insurance adjuster?

How fast can you inspect my roof?

Do you inspect commercial roofs?

Frequently Asked Questions About Storm Damage and Roof Insurance Claims

Storm hit your home? We can be on-site within 24 hours.

Ready to Protect Your Roof?

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